S.No | Credit Card Name |
1 | IDFC Wow |
2 | IDFC Credit Card |
3 | Yes Bank Credit card |
4 | Au Bank Credit Card |
5 | Bank of Baroda Life Timefree |
6 | Aspire |
7 | IndusInd Credit Card |
8 | Kotak League Platinum |
9 | Kotak Mojo Platinum |
10 | HDFC Bank Credit Card |
11 | Axis Bank CC |
12 | RBL Platinum CC |
13 | SBI Credit Card |
14 | Kiwi Credit Card |
15 | Scapia Credit Card |
16 | HSBC Credit Card |
17 | ICICI Credit Card |
Credit card is a physical or digital card that allows you to get credit from a Banks and financial institution. And you can use the pre-approved limit to make purchases through physical or online and repay the borrowed amount without an interest each month within your billing cycle.
क्रेडिट कार्ड एक भौतिक भुगतान कार्ड है जो आपको किसी वित्तीय संस्थान या बैंक से क्रेडिट प्राप्त करने की अनुमति देता है। आप खरीदारी या बिल भुगतान करने के लिए पूर्व-अनुमोदित सीमा का उपयोग कर सकते हैं और अपने बिलिंग चक्र के भीतर हर महीने उधार ली गई राशि चुका सकते हैं।
Types of Credit Cards
- Cash back Credit card
- Reward Credit card
- Travel Credit card
- Fuel Credit card
- Business Credit card
- Student Credit card
- Secured Credit card
- Co- branded Credit card
Advantage of Credit Card
- Easy access
- EMI facility
- Flexible credit
- Record of expenses
- Purchase protection
- Digital
- Payment Is So Easy
- Save On ATM Fees
- Improves credit score
- Balance Transfer
- Easy loan approvals
- Interest-free Credit
Disadvantage of Credit Card
- Hidden costs
- High interest rate
- Credit Card annual Fees
- Easy to Overuse
- Minimum Due Trap